just acquired a bunch of dry powder by way of 401k rollover (with its attendant unemployment). It was from Stable Return and lost 6% from top. Maybe see where gold goes. I hate to put more into one trick pony even though it will/may be quite a trick- but MFN is still one mine. Toqueville Gold Fund has an excellent portfolio and over a million shares of MFN - not even close to their top 10. That is the only no load PM fund choice thru Wells Fargo. And there are always bear market funds for when the trap door springs on the S&P. I like PM uppers and S&P downers for another year. Any Gold Bug thoughts?