Mike, you are wise to keep a close eye on the market. A crash is possible but I think Bernanke will keep this thing propped up a little longer until the retail investors load up more(hiring has slowed which makes me think printing will continue). Then the profit taking will leave the small guy down 20% or more. I am looking to pull out some money soon(next 2 months) and sit on side line until correction is over. I hope I won't be too late. Good luck.