I bought $10,000 worth in '04 and again in '06. Have reinvested my Dividends and my $20,000 is now worth $24,380.That is about 22% gain, so not to bad. Yes it was worth more at times, but when it drops I get more shares and a bigger Dividend the following month. I will stay here unless the Dividend is ever cut. Good luck to all, and I say stay the course.