Government Officials, please listen to my new plans to save banks.
It will save banks indirectly.
Form a government lending department and start government loan program. This should includes all kind of loans. Home loan, car loan, student loan, business loan and commercial loan. Just like government sponsor student loans, guideline should be very easy to apply. Loans easily obtain by anyone. This way government does not need to guarantee bank's bad loan. Once new loans were formed, old loans will be paid off. Thus all banks get off hooks.