If this law is defeated and the GOP and Dem's can't agree on some key changes the following will happen.
1 Insurance companies will be able to turn down anyone with a pre existing condition just like before. Does anyone on this board think that's a good thing?
2. Young adults would can''t find a job or have one with no medical benefits will not be able to be on there parents Health Care until their 26. Does anyone on this board have a problem with that?
3 Insurance companies will continue to raise Health Care cost because there is no reason for them to control costs. Everyone ok with that? The USA has the most expensive Health Care in the WORLD and is ranked around 17. Like what you hear so far?
The congress had chance after chance to fix Health Care over the last 20 years and NOTHING got done! I only hope they do something if they get rid of current bill. Please don't tell me the states will take care of it because MOST of the states are broke!!!
You are so right. I am in the process of applying for it. I called my Dr. office and they knew nothing about what they are to due or how. I went to an insurance agent and they did not know as much as I did on what and how to do their part.
The detail of the plans offered very few know whar kind of insurance it is or how much it will cost them for premiums.
Just for some info to those who read this my premium for standard option age 55+ will be $297.00 a month and I have been denied insurance in the past at any price. This is a good law for those who lose their job and then can not get another one with the benenfit with insurance.
Any one in this position should google PCIP and do research for what you may be able to get.
In Pa there are 4 major carrires of Medicare Advantages Plans for people over 65 they are:
1. Blue Cross - They have around 7 different plan that cost between $0.00 (High Deductible) to $220.00 a month which has a dential plan.
2. Health America which has 5 plans. There most expensive is $75.00 a month which has a dential plan.
3. AARP - Expensive plans but you must but a part "D" plan seperate for your drugs
4. UPMC- University Of Pittsburgh -MA plans. They are trying to compete with Blue Cross.
I would tell anyone on the Board to look into Blue Cross. I would also tell anyone on this Board if you are retired from a company and are paying more than $120.00 a month to your company for insurance go direct to Blue Cross and at least consider buying one of their plans. You may save yourself alot of money.
Where does it stop, though? Once you say the government can force people to buy one product, why not others? Have you considered the slippery slope this will lead to? Are you willing to trust your congress and President to this power even when Republicans are in control in the future?
Question for the board. If I get fined for not buying health insurance, is that a one time thing? Like I get fined but I still don't buy. Do I get another fine and what is the frequency of such fine? If they put me in jail, I can't pay for insurance because I am incarcerated and can't afford to pay when I get out. Another fine? The original law contained 2700 pages and now it is up to 12700 pages which includes new guidelines.
I am lucky. I am retired and I pay $120.00 a month for Blue Cross - 80/20 plan. I worked for a major corporation for 40 years. I will be 65 next year and plan on buying a zero premium plan Medicare Advantage plan because I am in good health. I will pay for part "B" just like everyone who is 65 is required too.
I am lucky and can afford to pay what every. But I understand this issue because my son sell MA plans to the senior population and my other son is a surgon.
NO ONE has ever been turned away for Health Care at Dr. Pauls office!!! Remember he told all of America that before the Media redirected your attention to a pause and audience applause when he said that Community groups and Religious organizations often help pick up the bill??
Agreed, but something needs to be done about costs. All the leeches in the system make it unaffordable to the rest of us who want it as a safety net (you know the way insurance is suppose to be used as).
Thats fine, the Fed has no business telling me I have to buy a product or I will get fined. And no it is not like Car Ins bc first you have to own a car and second its legislated at state level.