CRUZ: The ACA provides no relief to all the hard-working families who are facing skyrocketing health insurance premiums…. President Obama promised the American people “Obamacare” would lower your health insurance premiums. I would venture to say virtually every person across this country has seen exactly the opposite happen, has seen premiums going up and up and up, and everyone who clicks on “Obamacare” and sees the premiums sees the premiums going up and up and up.
This is another article of faith for Tea Party types—that the ACA will skyrocket premiums.
The “rate shock” being described would apply only to people buying insurance on the individual market. People who get their insurance through large employers or are on Medicare or Medicaid (i.e., a vast majority of Americans) won’t see a significant change in premiums because of ACA—job-based health insurance cost for single people rose about 5 percent last year, which is the norm.
For people buying on the individual market, through the ACA exchanges, will premiums go up? The short answer is: for some yes, for some no, and there’s usually a significant reason when premiums do go up: much more coverage is being offered. Cruz is wildly overstating his case by saying “virtually every person across this country” has seen higher premiums.
It’s true the “sticker price” of many individual market plans will increase, but that’s because pre-ACA, many of the plans on the individual market offered very sparse coverage and were allowed to exclude people with pre-existing conditions. Since the law beefs up coverage requirements and outlaws pre-existing condition inclusions, the sticker price goes up.
Everything Ted Cruz says about ACA is either demonstrably false or so exaggerated that any thinking person should understand Cruz is certifiable.
CRUZ: The deal that has been cut provides no relief to all the young people coming out of school who can’t find a job because of “Obamacare.” It provides no relief to all the single parents who have been forced into part-time work, struggling to feed their kids on twenty-nine hours a week.
Obamacare is a job-killer: that is an article of faith among many conservatives. Their claims, and particularly the one Cruz is making here, is centered around the employer mandate, which requires businesses with fifty or more full-time employees, defined as those that work more than thirty hours, to provide health insurance or face a penalty. (Incidentally, this is the mandate Obama delayed for one year.)
The theory is that businesses will slash hours or reduce positions to stay under the limits for providing health insurance. (Never mind criticizing the businesses for screwing over their employees in this fashion—it’s naturally the government’s fault for imposing health coverage requirements.) That’s why Cruz is mentioning young adults and single moms—aside from being highly sought-after voting demographics for the GOP, they are also among those most likely to be searching for jobs that straddle the line between part-time and full-time.
But this isn’t actually happening on any significant scale. If it were, one would have seen the number of workers putting in twenty-six to twenty-nine hours increase in 2013, as businesses prepared for the employer mandate before it was delayed. According to a study from the Center on Economic and Policy Priorities, however, the opposite actually happened: there were slightly fewer twenty-six- to twenty-nine-hour workers in 2013 as the mandate date approached. Despite whatever individual examples Republicans may trot out, no significant amount of people are being forced to work less hours because of
"right"? ... about WHAT?? ... wasting $25B? ... turning our govt into an international laughing stock? ... proving we have lost our sanity ad basic control over ourselves? ... these are things to be proud of???
Harry Reid shut down the government by NOT allowing Continuing Resolutions to be voted on in the Senate! The Republican House did their job, Harry Reid's refusal to allow a vote in the Senate means Reid and the democrats own the shutdown!!!
If i recall Mr Cruz wanted to delay idiot care for one year??I think that was wrong because it will fall flat on it's own!Mr Cruz has more desire in his little toe for America than the idiot has in his whole body.