on a million dollar investment. Thats like Edward Jones advice. Ride it to the bottom cause we are too lazy to move your investment to the money market fund where we don't get any commisions. A big warning, Ameriprise is a scam.
Another disgruntled person....If you had your money in something with whom ever your talking about, moving it to money market doesn't cost you anything but a potential tax issue and if your that smart, you can move it back in when you see the bottom of the market, for free if its going into the same fund family, right? I bet you made a killing this year in the markets, right?