Mountain erupting again right now. About 40 miles from my office. I believe we have around 4000 policy holders within 30 mile radius of the crater. So far no damage that we know of. Except for the trampling of the fragile environs by the tourists.
from you. Hard to imagine how there could be much in insured loss unless one has the Earthquake Coverage. Correct? I'm in Duck, NC which could be ground zero if there was a hurricane around. Fortunately there isn't. This has been an annual event for many years & so far so good. I remenber when the top blew off Mt. St. Helens and small bags of ash were sold. Not much of a top left to blow off. Rainier would be another story. I believe SAFC would take a hit on that one. Good luck. UP THE REPUBLIC!!!!
While Washington mandates volcanic eruption coverage, landscaping was excluded shortly after the 1980 eruption. So far the quakes have not been much over a 3, so little chance of damage, and the deductibles are quite high. The weather has been so nice and attracting tourists from afar, the locals are selling lots of beer and hot dogs, and the local media folks are making some overtime pay. This could go on for a while as they are still expecting a magma explosion. Up on the mountain, in areas exposed by the last big eruption, you can see the layers in the earth that indicate that the mountain has alternated ash and lava eruptions over the centuries. Some of the past lava flows have formed tubes and caves that are popular with hikers and cave explorers. Past eruptions have hurled lava boulders as far as forty miles. I have used them in my water garden.