the practices permeates all kinds off insurance writing. For example; ALL did not want to write my home owners Ins. but they're allowed to find one for me. They present a selection of polices and recommend the supposedly cheapest one. Unbeknown to me they left out the one policy which was the least expensive and pushed the other policy on me as the best so they can get a their kick back. So you see this "clues person " knows that all the major INs. co.'s are implicated.