Rita mostly likely path is landfall 20miles south of houston, tx. it might turn north and hit la or turn south and hit mexico. expected to be a cat 3 in 72 hours. possible cat 4 in 96 hours. allstate do not have re-insurance and will not have enough reserve for a direct hit at houston, tx. projected claim is 2,000,000. Claims for loss of use and 300,000. Claims for wind damage for a cat 3. sell and wait and watch. maybe you can even buy allstate back at $20. A share in november.