optionguy - or whoever you are. been watching your posts - surely you work for Bob Block at Allstate in Investor Relations in South Plaza beating the strong buy drum. market share continues to plummet with direct writers Geico and Progressive eating Allstate's lunch. This will continue to occur due to Tom Wilson's inability to form and lead a competent SMT, persistent internal friction between Wilson and employees as well as the Allstate Agency channel, and the drag Homeowners book will have on company profitability due to overexposure to cats and the need to continually take HO rates which ends up eroding the profitable auto lines. Please, spare us the propaganda. this company is a slow motion train wreck similar to Sears .