It's hard to play Slot machines when you're house is being forclosed on!According to the US Census bureau DDE's home state of Deleware has average annual household income of: $60,352LINK to US Census Bureau Average Annual Household Income Statistics:http://www.census.gov/hhes/www/income/medincearnersandstate.htmlThe US currently has the highest per-capita debt it has ever had in its history. US household debt is 85% of GDP. 2/3 of all mortgages within the last 4years are flexible rate. Nearly 1/3 of all new mortgages are 0% downNew Bush rules regarding credit cards andloans make it nealry impossibel to default on credit-cardloans, and allow banks nearly unlimited room to change (read: "raise") rates. The upshot is, Americans are massively When interest rates rise, there will be huge real-estate and personal-finance problems. US house values are up over 100% in the past 5 years, and wealthy families are piling on debt the fastest, largely because of increased borrowing against the value of their homes. Debt for the top-fifth of U.S. households hit 120% of disposable income in the first quarter of 2006, up from 100% in 1995, according to Federal Reserve Board calculations. The debt burden for the bottom four-fifths of households also grew, but at a more modest rate. It rose to 80% of disposable income this year, from 70% in 1995, according to the Federal Reserve. Most financial experts agree that this is simply unrealistic, an that the US is nowexperiencing "asset inflation" rather than monetary inflation. The result in RISING INTEREST RATE ENVIORNMENT? A drop in real estate, more personal bankruptcies, and (scariest) the possibility of bank failures. To add even more spice to it all...Freddie mac and Ginnie May (the US government's arms-length mortgage finaciers) are under criminal investigation forbad loans.BAD LOANS, OPEN ENDED MORTGAGES, RISING INTEREST RATES & BANK FAILURES ???It's hard to play Slot machines when you're house is being forclosed on!