Here is another quote for the pumper from the same article.
Six states account for more than 60 percent of nation’s third quarter total
"California, Florida, Arizona, Nevada, Illinois and Michigan accounted for 62 percent of the nation’s total foreclosure activity in the third quarter, with 579,541 properties receiving foreclosure filings in the six states combined."
Try harder my little pupmper. You have not shown us any proof to support that IBCP will do better than expected.