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Have you lost your mind?????Look at any map of ths U.S. and see where Detroit is. This was not a personel attack on you. You want to talk about personbel attacks. WHY ARE YOU MAKING UP STORIES ABOUT ME CLAIMING ALL SORTS OF VERY STRANGE PREDICTIONS?????Get a grip on reality. The housing market is bad. This hurts bank. I AM NOT CLAIMING IBCP WILL GO BANDRUPT.I am claiming that those WHO ARE PUMPING THAT IBCP WILL BEAT THE ESTIMATES ON EARNINGS BY A LARGE MARGINE ARE JUST PUMPING.Still with the facts and MAN UP and post something that has some reality to it.DON'T BE TRYING TO SUCKER INVESTORS.