"First of all, there is significant attention on how to pay for the health care reform in the bill"
"my insurance actually went up a lot less this year with the new reforms, and I was able to add my adult kids for less than 175 a month, including dental."
I call BS joker. Everything I've read says premiums are going up MUCH MORE so it's not believable that your's went up less. I don't believe you even pay for insurance or your adult kids, if you have any adult kids.
<<Anthem Blue Cross and Blue Shield in Connecticut requested a wide range of premium increases, which will take effect Oct. 1, to cover the costs of new benefits required by federal health reform. Higher prices mostly affect new members shopping for a health plan on the individual market rather than people who have group plans through an employer or some other organization.
The Connecticut Department of Insurance approved Anthem’s request without changes, including a boost of as much as 22.9 percent just to comply with one provision: eliminating annual spending limits per customer. But it’s unclear how much more customers will pay because of the variety of plans and the complexity of other factors, such as a person’s age.>>
"This bill will help decrease the cost of health care, because it focuses on prevention, we will no longer have to pay expensive ER costs and urgent care for the uninsured having disasters in the hospital."
This is the pixie dust that's supposed to magically make Obamacare pay for itself (along with capturing the massive huge enormous profits health insurers get), and like everything else libs have said in this debate is so much BS.
It is known that testing, which is what you are talking about, costs more in the aggregate, not less. In other words, testing is not a money saver. As for emergency rooms:
<<One of the major myths attached to the new health reform law is that it will lead to fewer emergency room visits.
President Obama himself perpetuated this claim. A year ago at a town hall meeting on health care reform, he said, "We know that when somebody doesn't have health insurance, they're forced to get treatment at the ER, and all of us end up paying for it. ... You'd be better off subsidizing to make sure they were getting regular checkups." In late May, House Speaker Nancy Pelosi wrote in Roll Call that "the uninsured will get coverage, no longer left to the emergency room for medical care."
It's not terribly surprising that real data from Massachusetts, which has had universal health coverage since 2006, show otherwise. From 2004 to 2008, ER visits in the Bay State rose by 9%, with no discernable improvement after 2006. Why? At least part of the reason has been the inability of patients to find primary care physicians for last-minute visits.>>
Premiums have also gone up FASTER in MA than nationally since they enacted their health care.
<<The New York Times reports there is a "growing frenzy of mergers" in the health care field in which hospitals and other care providers, pressured by the new law's provisions, are joining forces to save money. "Consumer advocates fear that the health care law could worsen some of the very problems it was meant to solve," the paper reports, "by reducing competition, driving up costs and creating incentives for doctors and hospitals to stint on care, in order to retain their cost-saving bonuses."
For example, we know that the government's Center for Medicare and Medicaid Services has found that the new law will increase health care costs, rather than reduce them, in the coming decade.>>
You're just repeating talking points you get from your whatever union you're in, or the DNC website, Moveon.org or some other place that repeats Democrat talking points.