Encourage students to take on way too much debt for jobs that no longer exist and allow colleges to charge thousands of dollars per credit hour. Students go into default and the debt quadruples. Then,,,,,there is the GOVERNMENT BAILOUT that forgives the student loans via taxpayer bailout and Rockefeller and his global pirates get a windfall. This is the most likely scenario. Question is, how is that going to affect SLM ? I suspect that a fear campaign will be instituted to get SLM holders to dump shares, and when the price is under a buck, a Bailout will be announced and the stock will skyrocket. IMHO. Look at "College Conspiracy" on you tube,,,,,interesting.