You sound exactly like me. I want nothing more than to get off the FAZ train but I just know that as soon as I do BOOM it will turn. The market will start pulling back (as I know it is waaayyy overdue) and the financials will pull back hard (once the dilution sets in). It has to be just about time - Have you noticed everyone thinks this rally is going to continue? There is a lot of talk about the market going higher but very little talk about it pulling back significantly--usually a good indicator that sentiment is about to change. But who knows I have obviously been wrong before!!