You bet this is Ws fault. Just like it was Hoover in 29. "W"(DICK cheaney) de-balled every regulatory body we had.(naked shorting, Berney Madoff, Stanford, Enron, World Con, allowing banks to borrow 40 to 1, a war we did not need, $4 gas, No-Doc mortgages, plastic in dog food, e coli in our food, on and on). What ever big Business wants, screw the average guy.