They're not lending a LOT to homeowners and small businesses, yes. But they are lending to large businesses with good prospects, AND they are lending MUCH MORE than they WOULD have if they had NOT received the stimulus money in the first place.
You can always say "it's not as good as we hoped." And that's true. It's not. But imagine how much worse it would've been if we DIDN'T pass the Stimulus Package.
Be a part of the solution. We have to do SOMETHING. Are you in favor of a larger bailout so that banks have even more money to lend? Or what?