MF....take your dribble back to the GBTS board.I've made more $ in bank takeovers than you will ever see.And I've been doing this for many years....I'll throw you a bone too....FFCH-STBK-COBH-RB-WTNY-KEY...buy a ton when they beat em up and sell partial on strength.....this will be a chitty area of the market for awhile and you are apt to lose $rather than make it.......I have no faith in gbts and can only suspect directors are dillusional.It may work out but I have better areas to hunt....oh,amrb not rb,...now go fetch...VaS