Lynnhaven: Just really prime ... good visibility on a corner with a traffic light... easy accessibility in an area that's not really overbanked but needs banks ... perfect all the way ... rate it a 10. Doesn't get much better than this.
Hill Top: Good area in general with a lot of small business ... of course, already a lot of banks there. Lot of traffic too ... often bumper to bumper in that area. Feeder road is a huge problem ... it's very hard to get to the bank. Not a lot of visibility either ... sort of stuck in. Rate this a 7 to 8 because you can't get to it ... but since it is on a main road and the whole feeder road system is like that and it's a good area in general, give it an 8.