HBKS footprint is a potential problem
HBKS really isn't big enough for an out-of-town bank to come in and buy it like the Cenit deal... the footprint is too small. It's going to fit better with someone that already has banks in Hampton Roads. That sort of limits the list of potential acquirors ... so better to move sooner rather than later. The risk is if the timing is off, HBKS could get stuck without suitor. That wouldn't be good, because it would be hard to kick up growth again. Odds are HBKS moves sooner rather than later.