What did CNIT do in 2000-01 that mirrors what HBKS did in 2012-13?
P.S. It's really surprising the SEC keeps these filings available 12 years later.
The only thing in gov't. that appears to work well is the SEC website ... blazing fast!
Here's what I think:
Every time management sells a bank, they learn something.
Learned last time: You can never make your balance sheet too squeaky clean.