Bobby Keogh factor: Never can get the books clean enough.
Debbie Shelton factor: Can't get the right price.
“For a while they’ve thought their bank is worth more than what the market’s pricing it,” ... explaining why bank executives have been reluctant to sell.
Debbie Shelton said that ... or maybe that was Fitch.
Price ... but I think they will surprise people with the buyout price. HBKS has some wealthy customers with real money - not like the TOWN "four-flushers."