First off, it's not insurance. This #$%$ health care program is a company/employee supported fund used to pay health care costs. UHC just administers the plan as per Massa's orders. As most of us have already figured out, for day to day expenses it's useless. Backbreaking deductibles, and copays. Remember when the company determined that there were too many claims and raised out "contribution" in the middle of the year???? Crooks and pigs. That's the Burtons and the schemes to relieve us of our so-called wages before we even get them.