The difference is you have no idea what you are talking about.
You said the buy and hold investor was behind double digits. That is an absolute lie. The buy and hold investor is ahead and no buy and hold investor was ever down on any investment by an amount greater than what was invested. You have been down double your investment.
By your own admission, you have yet to have any significant return on your PFE investment after over six years. You blame it on "once in a lifetime" events but you were forced to cut and run prior to what you call the "crash".
The fact is, I retired at 55 because I was financially independent at that time. I continue to invest today because I enjoy the game. You do it to attempt to get where average investors were when 25 years your junior.
You are pathetic. Where would you be financially today had you not inherited what you now have?