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I wouldn't but that is because I feel I already have enough in pharmas. If you are in for the long haul, there is nothing wrong with buy now.
"If you are in for the long haul"
after the next msg you sent about "humor", all i can say for us old(er) guys is
Well, you have a point. I guess I still think I have time just not sure about how much. I don't think much about the end except that I want my wife not to miss a financial beat if I die or go to the home.