If you look closer at Schwab's EPS on SNTS, shows that there has not been any changes to 2013 estimates in last 30 days and showing .85 as consistent eps for good while now. Besides, does not make sense for 2013 eps drop, as eps for next 2 qtrs has been bumped up .07 v recently. Probably some type of typo error. Own stock and just bought some aug 30 calls also.
Looks like Schwab just coming in line with consensus, a typical analyst CYA move this late in the game and in case nobody has noticed, 2014 EPS consensus estimates have notably been INCREASED recently to $1.40.