Sorry, Chris, but in spite of what you may believe, I don't get paid to take payments. I take payments, and many times I am able to convert the customer who "just came in to pay a bill" into another sale! That's why the system's set up the way it is, so that you can use the payment customer for an opportunity.
Personally, I work on commission, and the less than minimum wage that I make per hour from taking payments wouldn't buy me as many packs of cigarettes as I smoke in one day! Maybe that's why I make about three times the amount that my "base" is in commission. I know how to turn 90% of my customers into a sale. I am a professional salesman, Chris, not a payment taker.