They (Taco Bell) did the same thing in 2000 with the Mir splash down. The premium was only like 1 million or so. I don't believe Nat. Ind. wrote the policy. They also stipulated that it was between 3 and 6 PM only on a certain date. The time contstraint narrows out alotof folks and the huge lines would discourage many. Total loss wouldn't be too bad. Plus people would most likely buy something else besides just a taco.