I went to high school with Bob Carr. About 15 years ago we got back in contact with each other socially and our families have been in touch ever since.
With Bob, what you see is what you get. He's a very genuine person and a very high class act. I think that anyone who knew Bob in high school would agree that he is ethical to a fault.
While pursuing his bachelor's degree at the University of Illinois in the 1960's, Bob got a job in the IT department of a local bank, and I believe, he quickly became the head of the department.
Over the next 30 years, Bob developed an unmatched expertise in credit card processing as he worked on developing his processing systems.
There probably isn't a CEO in his industry who knows the technical side as well as Bob. With Heartland, Bob has managed to surround himself with the expertise he needed to create an outstanding company.
As long as Bob is at the helm, the odds are great that HPY will continue to be a smashing success. Word to the wise: don't bet against Bob Carr.