If you believe wibc's management team can get it through the financial mess that most banks are currentlly dealing with, perhaps you might consider keeping the stock. however, if you feel differently sell it now! for the time being mr ben should leave fed funds and discount rates unchanged until a more clear picture of which way inflation is going head. well managed banks will survive regardless where mr ben set interest rates.
wibc price/book is 1.54 which in my opinion is much to high for it considering other well capitalized bank (wb, sti, susq, bbt, jpm, c, etc.) are much lower. Therefore, a fair share price for wibc would be $6.30 ($5.73 current book value x reasonable price to book of 1.10 = $6.30). based on friday's closing price of $8.62 wibc is selling $2.30 more than indicated using the more reasonable price to book.
bottom line is other banks afford a better investment opportunity than wibc!