Wilshire has the least amount of money to do a deal. If it does a recap, the three would bid the price up and negate the benefit of recap. I hope Wilshire won't do the recap until much later to deal with TARP or whatever. This would avoid dilute the existing shares unduly. We won't know it(not dilute) for sure until much later. However, I am inclined that Wilshire may delay a recap, which may be the only way for it to payback TARP preferred. Hanmi, as is, is not likely to have its capital depleted. Without FDIC guarantee, that makes it less attractive to would be buyer. Once again, this may make the recap at the other three less fruitful.