If you are trying to trade for a quick profit, you are in the wrong place. If you are looking for a strong company that grows with the country and pays a nice income along the way, then T is a good choice.
T has returned almost 20% in the last 24 months, excluding dividends.
Comment of ignorance- the 5.4% is annual, so that is NOT what it declines by. It declines by the QUARTERLY dividend amount- you are GUARANTEED THAT AMOUNT, WHICH YOUR NOT GUARANTEED DAY BY DAY WHEN YOU HOLD THE STOCK. Also, history has shown that it goes back up dividend amount before next ex-dividend date. Also, tax rate on dividend= 20% (was 15% previously), much higher (40%??) on short term capital gain. The 1% CD sounds wonderful- you should go for it.....good luck