to me more pivotal questions than "if" or "when" are "who?" and "why?". Rumors about BB&T get me interested, but I wonder how much of a premium to get into the Virginia markets they'd get in this deal they would be willing to pay. Seems like a great strategic fit. But is this the kind of franchise BB&T can turn into a BB&T, Virginia operation? Anyone with a closer working knowledge of either institution than mine please advise.