I bought Travelers at 46 and it went from 73 to 28. Doubled up at $31. Same with CSCO when I doubled up at $51 (original purchase at $46). I bought HMA at $13 a couple of weeks ago and have been waiting for Merrill Lynch to publish their revised opinion. Doubled up on HMA today at 10 13/16. IMHO this stock could still get beat-up some more, but a 20% grower and a forward P/E of 14, it's worth a little risk and then some. If you buy well managed companies and view unwarranted drops as opportunities, you'll generally do well. Good investing longs!