I bought this today for my retired mother's trust fund who is 83 for income and safety. I also purchased some DNP closed end fund because it has been hammered on a secondary offering and the DNP.RT warrants are trading down from 10 cents to a penny today. Thought that was an indicator of a bottom in that fund. The XLU charts show the RSI and STOCASTIC as oversold both on the short and long term basis, with a dividend coming soon. DNP pays almost 8% and monthly.