hedz - haven't spoken to Nick in years.
Is PAL your only miner? Why go with PAL as your only miner. I would recommend GG (Goldcorp) as the premier miner if you had to pick only 1. Profitable and pays a monthly dividend.
PAL looks to be break even at these metal prices. If and when Palladium goes up, it will go up but GG wil far outperform.