A little over a year ago when the market was cratering; all the big bank stocks were getting creamed. All the mavens were calling BAC, et al, "zombies" that were just about to go bankrupt. I had already decided that BAC was not going bankrupt and invested virtually all my capital into BAC. When it hit 2.5 I cringed; but, held on and, sure enough, all the big banks stayed alive and recovered most if not all their losses over the intervening year. When fools flee; buy.