I feel very good about this stock. I really believe that these guys will put this into run off because of S&P's stupidity. It will hurt the states issuing muni bonds since they will be paying higher interest rates without the insurance.But based on what Frederico said on the KBW conference call he basically said S&P is locked into stupidity mode. He gave a very persuasive presentation. Have a good weekend and try to ignore the current market price of AGO. There is plenty of value here .