A. because the banks are down and people/investors simply (still) haven't figured out that LPS isn't a bank. They simply make money OFF the banks (that's a twist most investors just don't get yet). The deal is the banks have to pay (big time) even more in bad times to companies like LPS that service (ultimately) their clients. And just because the financials are down, it actually means LPS's services are up. Watch on Thursday as foreclosures have trippled every month for the last three months. LPS is the largest mortgages services company in this country AND is not vested internationally! This is all true and GLTA!