Furniture and Fitness has already been rolled out in stores in my area. This is a transcript of the earnings conference call
"We are also testing additional credit offerings for our consumers. As the third of our sales today are done on our private label credit card, we want to be able to expand our customer base to allow new consumers to shop our stores. We expect to add supplemental credit programs that offer additional credit offerings to our consumers in order to further enhance or we help promise. These programs will be non-recourse for the company to the use of third-party solution, similar to our third-party credit offering." http://seekingalpha.com/article/973681-hhgregg-s-ceo-discusses-f2q13-results-earnings-call-transcript?part=single