Don't be so hard on me, yourself or this bank. You apparently have very high expectations. Good.
Is that the only reason you feel negative about this bank? You should reconsider, under $10 today, but, was @ about $30 not long ago. Bank is still a good candidate for consumption by competitor. Not saying I know anything definite, just speculation based on current bank industry stock lull. All banks have been down of recent.
This bank is rock solid, I understand your frustration. It probably would have been better for share holders if the bank had been consumed, but maybe not. There are a lot of big banks in the sea.
Good luck, buy when low and sell when high. Isn't that excellent advice? I sometimes spellcheck these, but I figured I'd let you.