Answer this, do you actually believe the world is going to use less credit in the future? If you do, I have some Everglades property I'd like to show you. I have an option on it so I can sell it to idiots like you. :)
world no, USA yes. After this banking credit problem is cleaned up getting a home loan, auto, boat, or whatever loan is going to be a little harder resulting in less people getting credit. Does that mean V and MA will suffer, no I don't think so.