VISA CUSTOMER SERV. DOES NOT EXIST.`12 MINUTES ON HOLD & NO SERVICE
12 FREAKING MINUTES ON HOLD AFTER INTIIAL CALL IN AND NO ONE NOT ONE DAMN PERSON ANSWERED. ALL I HEAR IS "CONTINUE TO HOLD YADA YADA YADA...CREDIT CARD IS NOW A MELTED POS SO AS TO MATCH WHAT VISA ...AND WELLS FARGO IS EVEN WORST..CALL CUSTOMER SERVICE. Letters of complaint are being sent to my current Senator John McCain and my home state congressman Jim DeMint.
Yes, Visa is in one of the most misunderstood businesses in the world. Visa does not issue credit cards, they process the credit (and debit) card transaction for the banks that issue the credit card. Visa does not make any loans and does not bear any credit risk. Visa and Mastercard's main competitor is cash transactions which are slowly going extinct.
Everyone hates Visa because they think its Visa who charges 25% interest on their card balances. None of this is true.