Look at DVM and RFI at Cohen and Steers. The dividend at DVM is 50 % return of capital but 50 % of that is passthrough of depreciation and ammortization from the portfolio holdings. It is selling at a 14% discount to NAV and pays monthly. 30% Reits, 20% utilities and 50% large dividend paying stocks. I believe it is a conservative income with growth play and also no leverage.