Take advantage of the nice move up and get out. This company has abandon it's core philosophy. It no longer offers really free checking. It's savings account fee structure would be considered unsuitable for most if it were an investment product regulated by the SEC or NASD.
This stock hit 33.00 several years ago and investors continue to wait for it to return to these levels. It will never happen. They no longer have a viable retail credit product. Their markets are mature and competitors have better products with longer term views. When the buyout comes the price will be disappointing.
There are so many better opportunities. Take a look at NCT or a variety of closed end option income funds selling at a discount yielding 10%. TCB is a sound company and your money is safe. It just won't grow. GLTA!