ARMF is a "safe haven"???? A 52 year old calling ARMF a safe haven is a scary thing. That's the age where most people try to preserve wealth. I'm 28 and I consider ARMF one of my riskiest stocks, if not the riskiest stock, in my portfolio. I would call ARMF a typical penny stock if it were not for its solid balance sheet, excellent cash flows, and high dividend yield.
You just named the reasons ARMF is not a typical penny stock. I am 68 and own ARMF. Most of us don't consider our life over when we reach 50. I'm not in the nursing home yet and not even shopping for one.