I'm surprised that there are many mail in banks around, but i don't open accounts anymore, so I could easily be wrong. For all those out there looking to open accounts at mutal banks, go to the OTS or FDIC website to get web sites, phone numbers and addresses for all the piggies still left and go from there.
Oh, and JimJackJoe, I helped three or four people get started in the last three weeks. All small fry, but then so are you, so they're gonna take a chomp out of your allocation. It's stubs and collision policies for you, my boy. Enjoy your Rice-a-Roni.