HCBK is a $20 to $30 stock I agree. It will just take a bit for Wall Street to get a clue (it always does) and then the stock will rise. Wall Street would rather buy this at $20 on the way up and pay more as it moves to $30 then buy it here.
Remember most retail investors and fund managers prefer to sell low (why do you think the price goes low?) and then they buy high (why do you think stocks go higher?). It's always this way. Traders move with daily trends and investors panic out or panic to get back in. They panic out at bottom and panic in as it rises.
I do the opposite per Buffett's instructions. Be greedy when others are fearful and fearful when others are greedy. Street is fearful on HCBK at same time that the bank is putting up great numbers, has great future, pays solid dividend that is not in jeopardy and is coming off a nice quarter. There are no signals here to do anything but accumulate other then a few day traders and fund managers panicking out. Use their fear to your advantage and be greedy while they are being fearful. Soon enough they will be greedy and you can be fearful and sell them shares much higher